Wisr
&
SEM Group
SMARTER, FAIRER, WISR GREEN LOANS

Make a real impact with a low-cost green loan.

Wisr offers tailored green loans with low rates from 6.49% p.a.1 (comparison rate 7.31%2* p.a.) and
no early repayment fees, exit fees or monthly account keeping fees..
Get Estimate
This won't impact your credit score

Put the environment first and we’ll find you a first-rate loan.


Ready to start living a more sustainable lifestyle? Borrow between $5,000 and $63,000^ with no early repayment fees or exit fees.

Wisr offers great interest rates3* for applications with strong credit1.

Some ways you can go greener:
Solar panels
Hybrid low emission cars
Energy-efficient lighting or air conditioning
Air source heat pumps
Solar hot water systems
Solar battery


Get Estimate
This won't impact your credit score
This won't impact your credit score

How it works.


Fast online application

Our secure application process is completely online, highly automated and easy to use so you can save time.

  5 - 10 minutes

Application review

When we have your application, one of our friendly team members will review it and contact you to discuss next steps.

  1 - 24 hours

Funds transferred

Once all the documents are signed, Wisr will transfer your funds on the same business day. It's that easy.

  24 - 48 hours

Fast online application

Our secure application process is completely online, highly automated and easy to use so you can save time.

  5 - 10 minutes

Application review

Once all the documents are signed, Wisr will transfer your funds on the same business day. It's that easy.

  24 - 48 hours

Funds transferred

Once all the documents are signed, Wisr will transfer your funds on the same business day. It's that easy.

  24 - 48 hours

Here's what our customers said.


So, who are Wisr?

Fast online application

We’ve built a simple, fast and easy-to-use online experience.

Personalised rates

Our interest rates are personalised to provide you with a much fairer deal.

No nasty surprises

No ongoing, hidden or early repayment fees.

Fast online application

We’ve built a simple, fast and easy-to-use online experience.


Personalised rates

Our interest rates are personalised to provide you with a much fairer deal.


No nasty surprises

No ongoing, hidden or early repayment fees.


As featured in


SEM Group

Partnership Disclosure

Wisr Finance Pty Ltd is a personal loan lender which has partnered with a third party, SEM Group. For every personal loan taken out by applicants referred to Wisr Finance Pty Ltd by SEM Group, SEM Group may receive a financial commission.

Registered member of the Australian Financial Complaints Authority for dispute resolution | Partnered with Equifax Pty Ltd. for credit reporting | Full-site HTTPS, AES-256 data encryption.

^: Excludes any additional fees and charges that may apply, which may reduce the maximum loan amount.

#: The rate offered to consumers is based on Wisr's credit assessment. More Information

The results from loan calculator are for purposes of illustration only and do not constitute an offer of credit. All applications for credit are subject to Wisr's normal credit approval criteria.

1: This rate applies only to borrowers with strong credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Click here to view our full rates table.

2: Comparison rate(s) based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.

3: Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan